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	<title>Comments on: The single most important personal finance advice</title>
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	<link>http://www.ideate.co.za/2008/06/09/the-single-most-important-personal-finance-advice/</link>
	<description>Business resources, tips, success stories, interviews and business ideas</description>
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		<title>By: Barefoot Billionaire</title>
		<link>http://www.ideate.co.za/2008/06/09/the-single-most-important-personal-finance-advice/comment-page-1/#comment-66663</link>
		<dc:creator>Barefoot Billionaire</dc:creator>
		<pubDate>Thu, 07 Aug 2008 19:14:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.ideate.co.za/?p=898#comment-66663</guid>
		<description>I think it&#039;s great to be able to cope with the lean years as well (like most of us have to right now). But maybe it needn&#039;t be as super skinny as Seth suggests. 

And maybe we need to make a little bit more effort to still feel like we have abundance, but on a much smaller budget. Like getting a trainee to cut and colour your hair (for almost free at Terenzo Hairdressing School). And starting meeting clients and suppliers over good coffee (thanks Fred for your great coffee blog) instead of lunch. Or getting a tailor to adjust some of your business clothes that need a more updated look rather than buying new ones.

Looking good, feeling confident and keeping in touch with the finer things in life can all be &#039;investments&#039; in growing your business.  But let&#039;s be more creative about stretching the budget!

PS: For more money-saving tips, have a look at www.morethanmoney.co.za</description>
		<content:encoded><![CDATA[<p>I think it&#8217;s great to be able to cope with the lean years as well (like most of us have to right now). But maybe it needn&#8217;t be as super skinny as Seth suggests. </p>
<p>And maybe we need to make a little bit more effort to still feel like we have abundance, but on a much smaller budget. Like getting a trainee to cut and colour your hair (for almost free at Terenzo Hairdressing School). And starting meeting clients and suppliers over good coffee (thanks Fred for your great coffee blog) instead of lunch. Or getting a tailor to adjust some of your business clothes that need a more updated look rather than buying new ones.</p>
<p>Looking good, feeling confident and keeping in touch with the finer things in life can all be &#8216;investments&#8217; in growing your business.  But let&#8217;s be more creative about stretching the budget!</p>
<p>PS: For more money-saving tips, have a look at <a href="http://www.morethanmoney.co.za" rel="nofollow">http://www.morethanmoney.co.za</a></p>
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	<item>
		<title>By: Brad</title>
		<link>http://www.ideate.co.za/2008/06/09/the-single-most-important-personal-finance-advice/comment-page-1/#comment-66594</link>
		<dc:creator>Brad</dc:creator>
		<pubDate>Tue, 24 Jun 2008 20:29:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.ideate.co.za/?p=898#comment-66594</guid>
		<description>Andrew,

BRILLIANT Advice, thanks for being a fantastic servant of the little people.

Did your readers know that business partners can assure each others lives? They can do so, in order to ensure that lawyers and advocates don&#039;t milk them of their investment values should the business partner become disabled, or worse, pass away.

If you have a business asset that is worth lending for, make sure you have it properly assured.

If you or your readers have any questions, please feel free to contact me.

By the WAY!!!! Congrats on the award yuppiechef won!

Brad.</description>
		<content:encoded><![CDATA[<p>Andrew,</p>
<p>BRILLIANT Advice, thanks for being a fantastic servant of the little people.</p>
<p>Did your readers know that business partners can assure each others lives? They can do so, in order to ensure that lawyers and advocates don&#8217;t milk them of their investment values should the business partner become disabled, or worse, pass away.</p>
<p>If you have a business asset that is worth lending for, make sure you have it properly assured.</p>
<p>If you or your readers have any questions, please feel free to contact me.</p>
<p>By the WAY!!!! Congrats on the award yuppiechef won!</p>
<p>Brad.</p>
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	<item>
		<title>By: Personal Loans Company</title>
		<link>http://www.ideate.co.za/2008/06/09/the-single-most-important-personal-finance-advice/comment-page-1/#comment-66577</link>
		<dc:creator>Personal Loans Company</dc:creator>
		<pubDate>Wed, 11 Jun 2008 09:30:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.ideate.co.za/?p=898#comment-66577</guid>
		<description>You know. That is an awesome saying and I&#039;m going to put it on my site.

We do personal loans and personal financing for alot of people and I can tell you now that we probably decline in the region of 200 to 300 applicants a week.

Ours reason for decline are not because we think they can&#039;t afford it or because they don&#039;t earn enough cash but because they&#039;re using these personal loans for the wrong reasons.

South Africans need to start learning how to save!!!

I love it - Only borrow money to pay for things that increase in value. SO SO TRUE!</description>
		<content:encoded><![CDATA[<p>You know. That is an awesome saying and I&#8217;m going to put it on my site.</p>
<p>We do personal loans and personal financing for alot of people and I can tell you now that we probably decline in the region of 200 to 300 applicants a week.</p>
<p>Ours reason for decline are not because we think they can&#8217;t afford it or because they don&#8217;t earn enough cash but because they&#8217;re using these personal loans for the wrong reasons.</p>
<p>South Africans need to start learning how to save!!!</p>
<p>I love it &#8211; Only borrow money to pay for things that increase in value. SO SO TRUE!</p>
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		<title>By: Devin</title>
		<link>http://www.ideate.co.za/2008/06/09/the-single-most-important-personal-finance-advice/comment-page-1/#comment-66576</link>
		<dc:creator>Devin</dc:creator>
		<pubDate>Tue, 10 Jun 2008 21:45:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.ideate.co.za/?p=898#comment-66576</guid>
		<description>Cool.

I was just expecting a splash on the front page. Yuppie Chef rocks by the way love the design.</description>
		<content:encoded><![CDATA[<p>Cool.</p>
<p>I was just expecting a splash on the front page. Yuppie Chef rocks by the way love the design.</p>
]]></content:encoded>
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		<title>By: Andrew</title>
		<link>http://www.ideate.co.za/2008/06/09/the-single-most-important-personal-finance-advice/comment-page-1/#comment-66574</link>
		<dc:creator>Andrew</dc:creator>
		<pubDate>Tue, 10 Jun 2008 07:49:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.ideate.co.za/?p=898#comment-66574</guid>
		<description>@Devin check out the Father&#039;s Day suggestions here: &lt;a href=&quot;http://www.yuppiechef.co.za/fathers-day.htm&quot; rel=&quot;nofollow&quot;&gt;Father&#039;s Day&lt;/a&gt;.</description>
		<content:encoded><![CDATA[<p>@Devin check out the Father&#8217;s Day suggestions here: <a href="http://www.yuppiechef.co.za/fathers-day.htm" rel="nofollow">Father&#8217;s Day</a>.</p>
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	<item>
		<title>By: Devin</title>
		<link>http://www.ideate.co.za/2008/06/09/the-single-most-important-personal-finance-advice/comment-page-1/#comment-66573</link>
		<dc:creator>Devin</dc:creator>
		<pubDate>Mon, 09 Jun 2008 21:56:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.ideate.co.za/?p=898#comment-66573</guid>
		<description>Very smart advice.

How come you don&#039;t have a promotion on for Fathers Day @ Yuppie Chef?</description>
		<content:encoded><![CDATA[<p>Very smart advice.</p>
<p>How come you don&#8217;t have a promotion on for Fathers Day @ Yuppie Chef?</p>
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		<title>By: James Maarsden</title>
		<link>http://www.ideate.co.za/2008/06/09/the-single-most-important-personal-finance-advice/comment-page-1/#comment-66571</link>
		<dc:creator>James Maarsden</dc:creator>
		<pubDate>Mon, 09 Jun 2008 17:00:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.ideate.co.za/?p=898#comment-66571</guid>
		<description>Robert Kiyosaki (Rich Dad, Poor dad) also shares a similar philosophy of only investing in assests that grow.</description>
		<content:encoded><![CDATA[<p>Robert Kiyosaki (Rich Dad, Poor dad) also shares a similar philosophy of only investing in assests that grow.</p>
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		<title>By: finance and loan blog -</title>
		<link>http://www.ideate.co.za/2008/06/09/the-single-most-important-personal-finance-advice/comment-page-1/#comment-66570</link>
		<dc:creator>finance and loan blog -</dc:creator>
		<pubDate>Mon, 09 Jun 2008 15:01:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.ideate.co.za/?p=898#comment-66570</guid>
		<description>[...] The single most important personal &lt;b&gt;finance&lt;/b&gt; advice [...]</description>
		<content:encoded><![CDATA[<p>[...] The single most important personal &lt;b&gt;finance&lt;/b&gt; advice [...]</p>
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